Kashyflo logoKashyflo
Open app
Made for Nigerian salary earners

How much do I actually have left?

Kashyflo splits your salary into Rent, Food, Data and Savings — then tracks every Naira so you never run out before payday. Works offline. No bank login. No nonsense.

Works offline
Data stays on your phone

Kashyflo

Hey 👋

9d to payday

You have left

₦142,500

Plan ₦400kSpent ₦257.5k

Rent

₦80,000

Food

₦18,200

Data

₦4,500

Savings

₦39,800

Why Kashyflo

Built for the way Nigerians actually get paid.

Split-salary engine

Mid-month and end-month? We auto-split each payment into Rent, Food, Data, Savings and a buffer.

Rent builder

Quietly stacks money toward rent every month so renewal week never sneaks up on you.

Offline-first PWA

Add expenses in seconds — even on bad network. Your data lives on your phone, not in the cloud.

Real warnings

Plain-English alerts when you're spending too fast or a category is about to go red.

No bank login

We never touch your bank. No BVN, no statements — just a simple log you control.

3-second entry

One tap to open, type the amount, pick a category, done. Built for daily use.

How it works

From salary alert to peace of mind in 3 steps.

01

Enter your salary

Add what you earn and when (mid-month, end-month, or both).

02

Auto-split the money

Kashyflo divides it into smart categories — you can tweak any of them.

03

Log expenses daily

Tap +, type, done. Watch each category's remaining balance update live.

Pricing

Free to start. $2/mo for full power.

Try Kashyflo free with 1 expense entry per month. Upgrade to Pro for unlimited access. Price converts to your local currency.

Free

$0

Forever free

Get started
  • Dashboard access
  • 1 expense entry / 30 days
  • View budgets
Recommended

Pro

$2/mo

Billed in local currency

Start with Pro
  • Everything in Free
  • Unlimited expense entries
  • Edit salary & budgets
  • Export CSV & PDF
  • Custom categories
  • Auto-split salary

Survive the month. Every month.

No sign-up. No bank link. Just open it and start. Your first budget takes 60 seconds.

FAQ

Quick answers

Is Kashyflo free?+

Yes! You can use Kashyflo for free with 1 expense entry per month. For unlimited entries and full access, Pro is just $2/month.

Do I need to connect my bank?+

No. Kashyflo never touches your bank. You log expenses yourself.

Where is my data stored?+

Securely in the cloud, synced to your account. Your data stays private and accessible across devices.

Does it work offline?+

Yes — it's a Progressive Web App. Install it to your home screen and it runs without internet.

Contact the dev

Got feedback or an idea?

Kashyflo is built by one developer who actually uses it. Reach out — I read every message and ship fast.